WEALTH PHILOSOPHY
At Arx Financial, we believe that true wealth is not merely measured by the amount of money in your bank account—it’s the quality of your life, the level of your health (spiritual, mental, emotional, and physical), time with loved ones and the quality of those relationships, it’s the level of freedom you experience. It’s undoubtedly the goods and services you can provide family and friends.
However, any of us who seek to acquire these things cannot neglect the realm of economics. We’re all humans who eat food and use things; our survival depends upon the labor and production of our fellows, and our level of participation in the exchange of those goods and services directly impacts the quality of our life.
We believe financial wealth is measured in the amount of goods and services one can acquire, and that directly and indirectly affects almost every area of our life. If we want to love and serve our Creator, we must love, serve, protect, and provide for others. Because of this, we continue to learn and explore the ways of thinking, being, and doing that lead to economic wealth for “We the People.”
Arx Financial
Wealth Philosophy
Arx Financial Wealth Philosophy
We believe financial wealth is measured in the amount of goods and services one can acquire, and that directly and indirectly affects almost every area of our life. If we want to love and serve our Creator, we must love, serve, protect, and provide for others. Because of this, we continue to learn and explore the ways of thinking, being, and doing that lead to economic wealth for “We the People.”
At Arx Financial, we believe that true wealth is not merely measured by the amount of money in your bank account—it’s the quality of your life, the level of your health (spiritual, mental, emotional, and physical), time with loved ones and the quality of those relationships, it’s the level of freedom you experience. It’s undoubtedly the goods and services you can provide family and friends.
However, any of us who seek to acquire these things cannot neglect the realm of economics. We’re all humans who eat food and use things; our survival depends upon the labor and production of our fellows, and our level of participation in the exchange of those goods and services directly impacts the quality of our life.
Below are some of our foundational principles for accumulating wealth:
Principle 1: Ongoing Financial Education
Invest time in learning about financial principles, wealth-building strategies, and economic concepts. Your financial knowledge is the bedrock of your financial journey. Stay curious and informed.
Principle 2: Think Long Term
Shift your mindset toward a long-term perspective. Understand that wealth is built steadily over time, and it's essential to remain patient and committed to your financial goals.
Principle 3: Produce More than You Consume……Continuously.
Start accumulating wealth by consistently generating more value or income than you spend. Your surplus forms the basis of your financial security and the capital one accumulates in their banking system. Plan and prepare to continuously produce more than you consume; surplus production should be captured into one’s banking system as an ongoing practice.
Principle 4: Prepare a Banking System
Have an authorized IBC Practitioner craft properly designed capital vaults (IBC Whole-Life Policies) that can adapt to your changing needs and objectives; these custom designed capital vaults (IBC Policies) are prepared for the capitalization of your banking system and will serve as the framework for your wealth-building strategy.
Principle 5: Capitalize! Capitalize! Capitalize!
Continue to capture and store capital in your IBC Policies (Pay as much premium as possible for as long as possible). Premium paid = Capital Captured, Fortified (protected from lawsuits) and Growing in your tax-efficient environment.
Principle 6: Never Lose Capital
Prioritize the preservation of your wealth. Avoid unnecessary risks that could jeopardize your financial security; only invest in safe assets that you have domain expertise in or issue loans that can be paid back.
Principle 7: Deploy Capital Like a Bank
Now access your capital tax-free as a policy loan and apply the principles of banking to your financial strategy; intelligently investing in income-generating assets or addressing your financing needs while maintaining a disciplined approach to repayment. By the way, there is nothing wrong with staying capitalized, waiting for those once in a lifetime or high value opportunities.
*** Note: We recommend maintaining enough capital in your system to serve as your Emergency Fund for at least 3-6 months of living expenses. ***
Principle 8: Always Pay Back Your Banking System First
Be an honest Banker, pay yourself first, i.e., your banking system back first over anyone else. Honor your commitments and obligations, especially to yourself and your family, ensuring that you repay any loans or use of capital in a timely and responsible manner.
Principle 9: Increase Production and Value….Expand Your Banking System
Focus on improving your productivity and value in your chosen area of expertise. Adding more value to the marketplace will attract more capital to capture in your banking system to support your other wealth-building endeavors.
Principle 10: Refine Systems and Prepare for Legacy
Wealth creation is an ongoing journey. Continually revisit and implement economic principles to fortify your financial foundation and scale your wealth over time. Have legal structures and strategies in place for equipping the next generation to protect your family’s wealth from ignorance, character flaws, creditors, predators, and thieves.
At Arx Financial, we are committed to guiding you on this journey towards true wealth. Our philosophy is rooted in the belief that by mastering these powerful yet simple principles, you will hold incredible wealth.
Arx Financial has several trusted advisers...
Advisers
James Neathery specializes in strategic financial advice based on decades of research and experience in the fields of finance and economics. James is a disciple and student of R. Nelson Nash, the creator of the Infinite Banking Concept®. He is also a student of the Austrian school of economics. James holds several designations, maintains multiple affiliations and is active in the financial services industry.
James Neathery
Mentor and Adviser
The NNI is named after the late Nelson Nash, financing pioneer, creative visionary, and creator of the Infinite Banking Concept. The Nelson Nash Institute provides...
Nelson Nash Institute
Father of Infinite Banking