La Mesa, CA 91941
Santee, CA 92072
(619)462-8900
Federal Law requires that we disclose that Arx Financial, Inc. is a debt collector, and attempting to collect a debt. Any information provided will be utilized for that purpose.
Regarding loans serviced by Arx Financial, Inc.:
If you are making payments on a loan being serviced by Arx Financial, Inc. it is important to keep in contact with us throughout the term of the loan. Please call us with any questions, or changes, effecting your account at (800)770-7299 Extension 102, or email us in the 'Contact Us' portion of this site.
Thinking about obtaining a Hard Money loan? Consider the following:
Flexibility in underwriting and speed are two benefits of private investor funded loans. The drawback is that private investor funded loans are typically more costly than other avenues of real estate financing. Thoughtful consideration should be given to this fact when considering a private investor/hard money loan.
Private Investor funded loans focus on the equity of the subject property as the main (but not sole) qualifier. An appraisal report issued by an appropriately licensed appraiser may be required to establish value. Equity requirements will vary depending on property type, condition, location, zoning, entitlement status, and private investor expectations.
Although equity is the primary qualifier, an ability to repay the loan must also be evidenced. Private investors can make allowances for sporadic, unusual, or difficult-to-verify income, and poor or minimal credit.
Each loan transaction is unique, as is each private investor. Because of this, it is impossible to cover all of the qualifications, equity requirements, rates, fees and terms, in this limited format. If you would like additional information, please call us at toll free at (800)770-7299 Extension 102, and we will be happy to discuss the specifics of your transaction, at no obligation, or use the 'Contact Us' portion of this site to reach us by email.
Disclosure about Government Sponsored Housing Counseling Assistance:
The following information is for those seeking to know more about government sponsored Housing Counseling services. To find out more about HUD-approved housing counseling agencies and their services, please call (800)569-4287 on weekdays between 9:00 a.m. and 5:00 p.m. Eastern Time (6:00 a.m. to 2:00 p.m. Pacific Time). You can also get an automated referral to the three housing counseling agencies located closest to you by calling (800)569-4287, or refer to the Department of Housing and Urban Development website at www.hud.gov for a list of HUD-approved agencies by state.